Self - Managed Superannuation

For nearly two decades Self-Managed Super Funds (SMSF's) have been the fastest growing sector of superannuation. SMSF's, also known as DIY super funds, offer a level of control and flexibility that cannot be matched by traditional superannuation alternatives. SMSF's have many advantages for investors compared to using a traditional institutionally managed superannuation fund.

We can help you to:

  • setup a SMSF
  • transfer your existing superannuation account(s) into it
  • organise finance to purchase an investment property
  • provide you with access to a list of commercial and residential property from around Australia which we deem suitable for investment purposes

The advantages of a SMSF

  • Provide you with the opportunity to reduce income tax on investment income and capital gains
  • Increase the flexibility of investment choices and the asset selection
  • Provide control over your total investment portfolio, with the ability to take account of the risk profile of all your assets, including those held outside superannuation
  • With between 1- 4 members in the fund SMSF's allow the pooling of resources of others with similar financial objectives (for example, a family unit)
  • Provide maximum flexibility in relation to the usage of pension streams
  • Provide Increased flexibility to use the advantages superannuation offers for those people trying to access Centrelink benefits such as the age pension.
  • Give you the ability to transfer personally owned shares and other listed securities directly into superannuation.
  • Give you the ability to own your business' real property (but not operating assets) in the superannuation fund, assisting funding and cash flow problems for many businesses
SMSF's can provide a great deal of flexibility in retirement, but along with that flexibility comes a great deal of regulation. Managing your own superannuation fund can therefore be a complex and time-consuming task.  At Blueprint Wealth Management we have considerable experience in this highly complex area.  We can help you to understand your obligations and provide practical advice in operating a Self Managed Super Fund.
Our services include: 
  • Tailoring specific investment portfolios for each member consistent with their risk profile and time horizon.
  • Advising existing self managed superannuation funds or establishing new self managed superannuation funds, depending on your requirements.
  • Comprehensive advice on the ongoing management and compliance of the fund
  • A half yearly/annual review service to maintain the fund
  • Communicating with your accountants and lawyers with regard to the fund
  • Providing estate planning advice
If you would like more information on our self managed superannuation services or would like to discuss how we can help you achieve your financial goals please call or complete our enquiry form.